Get the card that
co-op members
[and the outdoors]

Start earning rewards2—like 5% back on REI purchases—you can turn into new gear for getting outside more. Apply for the REI Co-op World Elite Mastercard®, and if approved, make a purchase within 60 days and you’ll earn a $100 REI gift card.1

Earn rewards2 you can turn into new gear.

  • 5%
    back on purchases at REI
  • 2%
    back on mobile wallet purchases
  • 1%
    back everywhere else

You'll also enjoy:

  • No Annual Fee*
  • No Foreign Transaction Fees*
  • It all adds up

    The 5%, 2% and 1% rewards2 earned with your card are on top of your Co-op Member Reward.3

  • Use your card for good

    When you make a purchase with your card, REI proudly donates to the REI Cooperative Action Fund, up to $1 million annually.4

  • Peace of mind

    With benefits like Zero Fraud Liability5, you won't be held responsible for unauthorized charges made with your account or account information.

  • No annual fee and no foreign transaction fees*

    Now you can enjoy your card—and your faraway adventures—even more.

  • Extra savings on REI adventure travel

    Use your Total REI Rewards for REI adventure travel and we'll reduce the trip cost by 50% of the Total REI Rewards amount you use.6 See FAQs for more details.

  • World Elite card benefits

    Enjoy World Elite discounts on food delivery and more.7

Use your card for good

Connecting people to the outdoors is an important feature of your REI Co-op World Elite Mastercard. When you make a purchase with your card, REI proudly donates to the REI Cooperative Action Fund, a community-supported public charity that directly supports organizations promoting justice, equity and belonging in the outdoors to strengthen the health and well-being of people and communities.


Here are a few of the programs we help support:

  • Adaptive Adventures: Providing active outdoor experiences for people with physical disabilities and their families nationwide.
  • Outdoor Afro: Celebrating and inspiring Black connections and leadership in nature, as well as inclusion outdoors for all.
  • Washington Area Bicyclist Association in support of Capital Trails Coalition: Increasing access to open space through a world-class network of multiuse trails throughout the Washington, D.C., metro area.
  • Friends of the Los Angeles River: Ensuring an equitable, publicly accessible and ecologically sustainable Los Angeles River for the community.

Kick-start your next adventure

Apply for the REI Co-op World Elite Mastercard today.