The card that co-op members [and the outdoors] love
The more you use your card, the more you grow your card rewards.1 Love REI? Your card lets you earn rewards2 such as 5% back at REI, including sale items. Plus get 2% back on purchases you make with your card in a mobile wallet, and 1% everywhere else. And all that’s on top of your typical 10% member dividend.1
Plus, new cardmembers can earn a $100 REI gift card if they make a purchase within 60 days of card approval.3
Earn rewards2 you can turn into new gear.
5%back on purchases at REI
2%back on mobile wallet purchases
1%back everywhere else
You'll also enjoy:
- No Annual Fee*
- No Foreign Transaction Fees*
Exclusive REI Benefits
- No annual fee*
- No foreign transaction fees*
- Extra Savings on Adventure Travel5
See FAQs for more details about REI adventure travel
- When you make a purchase with your card, REI proudly donates to nonprofit partners that work to advance equitable access to a healthy outdoors6
World Elite Mastercard Benefits
For Peace of Mind
- Extended Warranty7
Doubles the manufacturer’s warranty (up to two years) on eligible card purchases.
- Trip Cancellation Insurance7
Reimbursement for your non-refundable payments to a common carrier if a covered trip is canceled due to a covered loss.
- Price Protection7
Reimbursement if an eligible card purchase experiences a price drop within 120 days of purchase.
- ID Theft Resolution Services7
Reimbursement for covered expenses incurred as a result of the theft or unauthorized use of card member’s identity.
Representatives assist you with gift buying and delivery, event tickets and other personal services.
For Everyday Value
Take 3 rides in one calendar month, get a $5 Lyft credit.
Get a $5 Fandango Reward when you spend $20.
Get 5% back to use on future orders from HelloFresh.
Try DashPass for free and get $5 off your first 2 orders each month.
- ShopRunner Complimentary Membership9
Free 2-day shipping and free returns at 100+ stores.
- Important changes to merchant offers as described in your Guide to Benefits, effective April 1, 2021.
The Boxed and onefinestay offers will expire and HelloFresh and DoorDash offers will be available.
The Fandango offer will change to the following - cardholders are eligible for $5 Fandango reward for every $20 spent on Fandango, or Fandango's home entertainment streaming service, offer expires September 30, 2022.
The Lyft offer will change - cardholders can take 3 rides in a month and get a $5 Lyft credit once per month, offer expires September 30, 2022.
The ShopRunner offer expires September 30, 2022.
For current offers and terms & conditions visit mastercard.us/worldeliteoffers.
For Ease of Travel
- LoungeKey Airport Lounge Membership10
Membership to 1100+ Lounge Key lounges in 120+ countries and in over 400 airports regardless of airline, frequent flyer membership or class of ticket. Show your REI Co-op World Elite Mastercard and obtain a complimentary LoungeKey Membership with “pay as you go” lounge visits at only $32 per visit, per person. Learn more at loungekey.com/usbank.
- Travel & Lifestyle Services11
Professional travel service advisors ready to you help you 24/7.
Security & Convenience Benefits
- Zero Fraud Liability12
You won't be held responsible for unauthorized charges made with your account or account information.
- Mastercard ID Theft Protection™7
Mastercard has partnered with CSID, an industry leader in identity protection and fraud detection, to help keep your information safe and to help detect and resolve identity theft.
- Chip Technology
EMV chips provide advanced security and fraud protection with global acceptance.
- Free Credit Score13
Cardmembers enrolled in online banking can obtain their credit score, at no charge, from TransUnion.
- Free Spend Analysis
Cardmembers enrolled in online banking can download a year-to-date spend analysis summary for the current year, or an annual account summary for the two previous years.
- 24/7 Account Access with online banking
- 24/7 Cardmember Service