The card that co-op members [and bucket lists] love
The more you use your card, the more you grow your REI Annual Dividend1. Love REI? Your card lets you earn rewards 2 such as 5% back at REI, including sale items. Plus get 2% back on purchases made with your card in a mobile wallet, and 1% everywhere else. And all that’s on top of your typical 10% member dividend1.
Plus — new cardmembers can earn a $100 REI gift card if they make a purchase within 60 days of card approval.3.
- 5% back on purchases at REI2
- 2% back on mobile wallet purchases
- 1% back everywhere else
- No Annual Fee*
Exclusive REI Benefits
World Elite Mastercard Benefits
For Peace of Mind
Doubles the manufacturer’s warranty (up to two years) on eligible card purchases.
Reimbursement if an eligible card purchase experiences a price drop within 120 days of purchase.
Representatives assist you with gift buying and delivery, event tickets and other personal services.
Trip Cancellation Insurance6
Reimbursement for your non-refundable payments to a common carrier if a covered trip is canceled due to a covered loss.
ID Theft Resolution Services6
Reimbursement for covered expenses incurred as a result of the theft or unauthorized use of card member’s identity.
You can be reimbursed for damage or theft of an eligible cellphone when you pay your monthly cellphone bill with your card. Learn more about cellphone protection..
For Ease of Travel
Receive a 10% discount on luxury home rentals worldwide.
LoungeKey Airport Lounge Membership10
Membership to 1100+ Lounge Key lounges in 120+ countries and in over 400 airports regardless of airline, frequent flyer membership or class of ticket. Show your REI Co-op World Elite Mastercard and obtain a complimentary LoungeKey Membership with “pay as you go” lounge visits at only $32 per visit, per person. Learn more at loungekey.com/usbank.
Travel & Lifestyle Services11
Professional travel service advisors ready to you help you 24/7.
For Everyday Value
Get every 6th ride free -- up to $10.
Buy everyday items in bulk and get 5% back on all purchases.
Security & Convenience Benefits
Zero Fraud Liability16
You won't be held responsible for unauthorized charges made with your account or account information.
Mastercard ID Theft Protection™6
Mastercard has partnered with CSID, an industry leader in identity protection and fraud detection, to help keep your information safe and to help detect and resolve identity theft.
EMV chips provide advanced security and fraud protection with global acceptance.
Free Credit Score17
Cardmembers enrolled in online banking can obtain their credit score, at no charge, from TransUnion.
Free Spend Analysis
Cardmembers enrolled in online banking can download a year-to-date spend analysis summary for the current year, or an annual account summary for the two previous years.
24/7 Account Access with online banking
24/7 Cardmember Service