The card that co-op members [and the outdoors] love
The more you use your card, the more you grow your card rewards.1 Love REI? Your card lets you earn rewards2 such as 5% back at REI, including sale items. Plus get 2% back on purchases you make with your card in a mobile wallet, and 1% everywhere else. And all that’s on top of your typical 10% member dividend.1
Plus, new cardmembers can earn a $100 REI gift card if they make a purchase within 60 days of card approval.3
Earn rewards2 you can turn into new gear.
5%back on purchases at REI
2%back on mobile wallet purchases
1%back everywhere else
You'll also enjoy:
- No Annual Fee*
- No Foreign Transaction Fees*
Exclusive REI Benefits
- No annual fee*
- No foreign transaction fees*
- Extra Savings on Adventure Travel5
See FAQs for more details about REI adventure travel
- When you make a purchase with your card, REI proudly donates to nonprofit partners that work to advance equitable access to a healthy outdoors6
World Elite Mastercard Benefits
For Peace of Mind
- Extended Warranty7
Doubles the manufacturer’s warranty (up to two years) on eligible card purchases.
- Trip Cancellation Insurance7
Reimbursement for your non-refundable payments to a common carrier if a covered trip is canceled due to a covered loss.
- Price Protection7
Reimbursement if an eligible card purchase experiences a price drop within 120 days of purchase.
- ID Theft Resolution Services7
Reimbursement for covered expenses incurred as a result of the theft or unauthorized use of card member’s identity.
Representatives assist you with gift buying and delivery, event tickets and other personal services.
For Everyday Value
Take 3 rides in one calendar month, get a $5 Lyft credit.
Get a $5 Fandango Reward when you spend $20.
Get 5% back to use on future orders from HelloFresh.
Try DashPass for free and get $5 off your first 2 orders each month.
- ShopRunner Complimentary Membership9
Free 2-day shipping and free returns at 100+ stores.
For Ease of Travel
- LoungeKey Airport Lounge Membership10
Membership to 1100+ Lounge Key lounges in 120+ countries and in over 400 airports regardless of airline, frequent flyer membership or class of ticket. Show your REI Co-op World Elite Mastercard and obtain a complimentary LoungeKey Membership with “pay as you go” lounge visits at only $32 per visit, per person. Learn more at loungekey.com/usbank.
- Travel & Lifestyle Services11
Professional travel service advisors ready to you help you 24/7.
Security & Convenience Benefits
- Zero Fraud Liability12
You won't be held responsible for unauthorized charges made with your account or account information.
- Mastercard ID Theft Protection™7
Mastercard has partnered with CSID, an industry leader in identity protection and fraud detection, to help keep your information safe and to help detect and resolve identity theft.
- Chip Technology
EMV chips provide advanced security and fraud protection with global acceptance.
- Free Credit Score13
Cardmembers enrolled in online banking can obtain their credit score, at no charge, from TransUnion.
- Free Spend Analysis
Cardmembers enrolled in online banking can download a year-to-date spend analysis summary for the current year, or an annual account summary for the two previous years.
- 24/7 Account Access with online banking
- 24/7 Cardmember Service