Cardmember Benefits

Help the outdoors with everyday purchases

The REI Co-op World Mastercard® earns you a bigger dividend1 with everyday purchases at REI and everywhere else. Plus, there’s no annual fee (View terms and conditions).

No annual fee - view terms and conditions

Exclusive REI Benefits.

  • $100 REI Gift Card upon approval and after first purchase. Footnote 2.
  • 5% back on everything at REI—even sale items. Footnote 3.
  • 1% back on everyday purchases. Footnote 4.
  • REI will make a donation to the National Forest Foundation every time you make a purchase with your card. Footnote 5.
  • All of this on top of your member dividend. Footnote1.

World Mastercard Benefits.

  • Trip Cancellation Protection. Footnote 6.
  • Travel Assistance Services. Footnote 6.
  • MasterRental® Car Rental Collision Damage Waiver Insurance. Footnote 6.
  • Lost Luggage Protection. Footnote 6.
  • Emergency Card Replacement and Cash Advance. Footnote 6.
  • Lost/Stolen Card Reporting. Footnote 6.
  • Price Protection. Footnote 6.
  • Extended Warranty. Footnote 6.
  • ShopRunner. Footnote 7.

Security Benefits.

  • Zero Fraud Liability. Footnote 8.
  • Mastercard ID Theft Protection. Footnote 6.
  • Chip Technology.

Additional Benefits.

  • 24/7 Account Access with Online Banking.
  • 24/7 Cardmember Service.

Help the outdoors and earn an REI gift card. Apply for the REI Co-op Mastercard!

Apply Now

It takes just a few minutes. Or call 1-877-734-9737 to apply by phone.