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    NEWS & EVENTS
  • Starting April 1, 2017, REI will make a donation to the National Forest Foundation every time you use your card.
  • Feel good knowing that your card gives back. Congratulations to The Conservation Alliance, our 2016 charitable contribution recipient of $20,000!
  • Check your monthly statement to see how much you're earning back with your REI  Co-op Mastercard purchases.

5% Back at REI - 1% Back Everywhere Else     

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How does a $100 gift card sound?

Make a purchase with your new REI Co-op Mastercard
within 60 days of card approval and we'll give you a
$100 gift card.1

You will first be considered for the REI Co-op World Mastercard. If you do not qualify for the REI Co-op World Mastercard, you will be considered for the  REI Co-op Platinum Mastercard which may not offer the same Mastercard World benefits.

Apply Now

Bring Your Card for the Trail Ahead

 


Welcome to the Bigger Dividend Club2


ACCELERATED EARNING = A BIGGER DIVIDEND

5% BACK AT REI3
Anything from the sale rack to the latest kayak.

1% BACK ON EVERYDAY PURCHASES4
Lattés, entertainment and monthly bills make a difference.

HELP PROTECT WILD PLACES.
REI will make a donation to the National Forest Foundation every time you use your card.5

ON TOP OF YOUR REI MEMBER DIVIDEND6
Typically 10% on eligible purchases.

DIVIDEND DETAILS
Your Annual Dividend notice will show how much you've earned with your new REI Co-op Mastercard.

 

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to license from Mastercard International Incorporated.

© 2017 U.S. Bank
© 2017 Recreational Equipment Incorporated. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 REI Gift Card Information: To receive this one-time REI gift card, you must apply for an REI Co-op Mastercard and, if approved, make a purchase with your new REI Co-op Mastercard within 60 days of account opening. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fun certain prepaid card products are not eligible. Six to eight weeks after purchase, the REI gift card will be sent to the primary applicant’s address.  The offer is subject to credit card approval and your new REI Co-op Mastercard Account must be open and in good standing at the time of fulfillment to receive the REI gift card.  This gift card offer is available only to new REI Co-op Mastercard Accounts booked through this special offer.  Existing and previous REI Co-op Mastercard cardmembers are not eligible for this offer.
2 REI Co-op Mastercard rebates are offered to cardmembers in accordance with the card’s terms, but are mentioned as parts of a dividend because they are paid at the same time as your normal member dividend. Your member dividend is based on eligible purchases, which exclude REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.
3 5% back applies to REI net purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees, and REI Adventures–invoiced trip payments.
4

1% back applies to net non-REI purchases (purchases minus credits and returns) only. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify.



The 5% and 1% rebates are distributed with your member dividend annually.


5 REI will donate $.10 per REI Co-op Mastercard purchase transaction made between 4/1/2017 and 12/31/2017 to the National Forest Foundation, up to $1 million.  Non-Purchase transactions, including cash advances, convenience checks, balance transfer, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify. Transactions posted in late December 2017 may be applied to 2018 contributions. REI may change the benefit or named charity in future years.  REI is solely responsible for making the donation.
6 10% member dividend is typical but not guaranteed. Your member dividend is based on eligible purchases, which exclude REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, .government agencies and sales tax.