Refer a Friend - Earn an REI Gift Card

Home  >  Cardmember Services  >  Refer A Friend

TELL YOUR FAMILY AND FRIENDS
ABOUT THE REI CO-OP Mastercard®.1

Here’s how it works:

  1. Tell your family and friends about the card. A bigger dividend2, chip technology and Mastercard benefits.
  2. Be sure to tell them they’ll get a $100 gift card after their first purchase with the card!3
  3. Provide them with your REI member number, and remind them to have their REI number ready when they apply for their card.
  4. Ask them to apply for their REI Co-op Mastercard at reimastercard.com/raf.
  5. After they’ve applied for the card and are approved, we’ll send you a $20 REI gift card in the mail.

LET FRIENDS KNOW THE REI CO-OP Mastercard HELPS THEM EARN A BIGGER REI DIVIDEND

  • 5% back at REI4 including full-price and sale merchandise, REI Adventures travel and REI gift cards
  • 1% back on everyday purchases5, including monthly bills when they're paid with the REI Co-op Mastercard
  • All this on top of the REI member dividend (typically 10% on eligible REI purchases6)
  • No annual fee

REFER MORE FRIENDS, GET MORE $20 GIFT CARDS

There's no limit on how many $20 Refer-a-Friend gift cards you can earn. It's a great way to get more gear at REI.

 

 

SHARE THE PASSION FOR THE ONLY CARD WITH OUR NAME ON IT

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to license from Mastercard International Incorporated.

© 2017 U.S. Bank
© 2017 Recreational Equipment Incorporated. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1

Refer-a-Friend $20 REI Gift Card Information:
For the referring cardmember: The $20 Refer-a-Friend REI gift-card bonus is earned for each REI member you refer. You cannot earn a Refer-a-Friend bonus by referring someone who is already an REI Co-op Mastercard cardmember or an applicant who has been referred by someone else.

Your REI member number must be included on the referred application for you to be eligible for the REI gift-card bonus. Six to eight weeks after the referred new account is approved, activated and used to make a purchase, a gift card will be mailed to your primary card's primary-applicant address.

Your account must be open and in good standing to be eligible for the bonus. REI is responsible for the distribution of REI rebates.

Due to confidentiality, sponsors cannot be notified, either in writing or by phone, as to which referrals have been approved for the REI Co-op Mastercard.

Should U.S. Bank determine that the referral bonus' you receive constitute reportable income, their value will be reported to you and the IRS on form 1099. You are responsible for any federal or state taxes owed on referral bonus'. Consult your tax adviser should you have questions about the taxability of this promotion.


2 REI Co-op Mastercard rebates are offered to cardmembers in accordance with the card’s terms, but are mentioned as parts of a dividend because they are paid at the same time as your normal member dividend. Your member dividend is based on eligible purchases, which exclude REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.
3 REI Gift Card Information: To receive this one-time REI gift card, you must apply for an REI Co-op Mastercard and, if approved, make a purchase with your new REI Co-op Mastercard within 60 days of account opening. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fun certain prepaid card products are not eligible. Six to eight weeks after purchase, the REI gift card will be sent to the primary applicant’s address.  The offer is subject to credit card approval and your new REI Co-op Mastercard Account must be open and in good standing at the time of fulfillment to receive the REI gift card.  This gift card offer is available only to new REI Co-op Mastercard Accounts booked through this special offer.  Existing and previous REI Co-op Mastercard cardmembers are not eligible for this offer.
4 5% back applies to REI net purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees, and REI Adventures–invoiced trip payments.
5

1% back applies to net non-REI purchases (purchases minus credits and returns) only. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify.



The 5% and 1% rebates are distributed with your member dividend annually.


6 10% member dividend is typical but not guaranteed. Your member dividend is based on eligible purchases, which exclude REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, .government agencies and sales tax.