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EVERYDAY PURCHASES GET YOU MORE

The REI MasterCard® earns you a bigger dividend1 with everyday purchases at REI and everywhere else. Plus, there’s no annual fee.


5% Back at REI - 1% Back Everywhere Else

EXCLUSIVE REI BENEFITS

  • $100 REI Gift card upon approval and first purchase2
  • 5% back on everything at REI—even sale items3
  • 1% back on everyday purchases4
  • All of this on top of your member dividend5

World MasterCard BENEFITS

  • Trip Cancellation Service6
  • Travel Assistance Services6
  • MasterRental® Car Rental Collision Damage Waiver Insurance
  • Lost Luggage Coverage6
  • Emergency Card Replacement and Cash Advance7
  • Lost/Stolen Card Reporting7
  • Price Protection6
  • Extended Warranty6

SECURITY BENEFITS

  • Zero Fraud Liability8
  • Identity Theft Resolution7
  • Chip Technology

ADDITIONAL BENEFITS

  • 24/7 Account Access with Online Banking
  • 24/7 Cardmember Service

 

STILL USING A CREDIT CARD WITHOUT OUR NAME ON IT? APPLY FOR THE REI MasterCard!

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to license from MasterCard International Incorporated. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

© 2017 U.S. Bank National Association.
© 2017 Recreational Equipment Incorporated. All rights reserved.


1 REI MasterCard rebates are offered to cardmembers in accordance with the card’s terms, but are mentioned as parts of a dividend because they are paid at the same time as your normal member dividend. Your member dividend is based on eligible purchases, which exclude REI Outlet or REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.
2 REI Gift Card information: To receive this one-time REI gift card, you must apply for an REI MasterCard and, upon approval, make a purchase with your new REI MasterCard
within 60 days of account opening. Purchase requirement is met by purchases only; advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. Six to eight weeks after purchase, the REI gift card will be sent to the primary applicant’s address. The offer is subject to credit card approval and your new REI MasterCard
Account must be open and in good standing at the time of fulfillment to receive the REI gift card. This gift card offer is available only to new REI MasterCard Accounts booked through this special offer. Existing and previous REI MasterCard cardmembers are not eligible for this offer.
3 5% back applies to net REI purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees, and REI Adventures–invoiced trip payments.
4 1% back applies to net non-REI purchases (purchases minus credits and returns) only. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify.

2% back on groceries valid through March 31, 2017. 2% back applies to net grocery purchases (purchases minus credits and returns) only. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.

The 5%, 2% and 1% rebates are distributed with your member dividend annually.
5 10% member dividend is typical but not guaranteed. Your member dividend is based on eligible purchases, which exclude REI Outlet or REI Garage items, sale and clearance items, items discounted 15% or more, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, .government agencies and sales tax.
6

Certain terms, conditions, and exclusions apply. These benefits are underwritten by Virginia Surety Company, Inc. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance.


7

Certain terms, conditions, and exclusions apply. MasterCard benefits are underwritten by New Hampshire Insurance Company, an AIG Company. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MasterCard for assistance.


8

U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.